Croft handles tools, fulfillment, and support through Omega Bank Card Services. You focus on relationships , and earn recurring income when businesses you refer stay with us. No quotas · Monthly residuals · Free to join · Open in 148+ cities nationwide.
Croft Business Solutions is building a nationwide network of sales agents and referral partners who connect local merchants with transparent credit card processing, no-cost POS for qualified businesses, and compliant pricing programs. Payment processing and POS programs are delivered through our partnership with Omega Bank Card Services, with Croft as your local team from quote to go-live.
Whether you are on the Gulf Coast and North Georgia, Dallas, Chicago, or any major US market, the model is the same: you introduce business owners who overpay on processing; we deliver pricing, equipment, onboarding, and support. You earn monthly residuals on active accounts, with training, marketing assets, and a responsive internal team from day one.
Whether you want to own the deal or simply make an intro, there's a path that fits how you work.
Close deals. Earn residuals. Repeat.
Take ownership of the sale, or hand off qualified leads to our close team. Either way, you earn monthly residual income on every active account, month after month.
Introduce. Get paid. That's it.
You already know business owners. Make a warm introduction to Croft, we handle everything from demo to onboarding, and you earn when they become a client.
Whether you're brand new to merchant services or a seasoned sales pro, Croft gives you practical tools and a real team behind you, not just a commission structure and a PDF.
Simple onboarding, objection handling guides, and proven outreach scripts.
Branded one-pagers, social graphics, and messaging templates to help you start fast.
Work with a responsive internal team for pricing help, deal support, and onboarding.
You don't need a sales background. You need a network, a willingness to make introductions, and a desire to earn.
Consultants, marketers & IT pros
You already advise business clients on operations and technology. Adding payment solutions is a natural extension, and a new revenue stream.
Community connectors
You know the owners of the restaurant down the street, the boutique on Main, the auto shop across town. That network is worth more than you think.
Sales-minded side hustlers
You want recurring income, not one-time checks. Croft's residual model means the accounts you close keep paying you every single month.
Entrepreneurs with an eye for leverage
Build a second revenue stream without inventory, overhead, or fulfillment headaches. We run the operation. You collect the commission.
Unlike one-off referral fees, Croft's residual model pays you every month merchants stay active, backed by a proven processing platform.
Free
to apply
No buy-in, no monthly fees, no quotas to hit before you earn.
Monthly
residuals
Active merchant accounts keep paying you, not just the first sale.
148+
US cities
Programmatic partner pages for major metros and state capitals coast to coast.
Model activation bonuses, monthly residuals, and performance tiers on standard Croft referrals. Square ISV deals are excluded — they use a separate addendum.
Model activation bonuses, monthly residuals, and performance tiers on standard Croft referrals. Square deals use a separate addendum.
Activation bonus
$100.00
Once per merchant at $300 processed
Monthly residual
20%+
20% standard residual rate — tiers up to 80%
Performance tiers
2 / 8 / 10+
Active deals per month unlock higher rates + $1k at Elite
Start with a scenario like yours
Pick how active you'd be. We'll fill in a realistic mix of business sizes — then edit volumes or tier assumptions below.
Activation bonuses
$2,500.00
$100.00 × 25 merchants (one-time)
Monthly residual
$4,934.30
At 50% residual rate
Total monthly payout
$4,934.30
Residual only this month
Year-one estimate
$61,711.60
Activation bonuses + 12 months at this tier
With 25 active merchants at 50% residual rate (Producer tier), you'd earn about $4,934.30/mo in residuals, plus $2,500.00 in one-time activation bonuses as they each hit $300 processed.
Year 1
$61,711.60
incl. activation bonuses + monthly payouts
Year 3
$180,134.80
incl. activation bonuses + monthly payouts
Year 5
$298,558.00
incl. activation bonuses + monthly payouts
For illustration only. Estimates for standard Croft partner referrals through Omega Bank Card Services. Square ISV deals use separate economics. Actual payouts depend on merchant volume, pricing model, retention, and your signed partner terms.
No. Referral partners only need a network of business owners and a willingness to make introductions. Sales agents receive training, scripts, and deal support from our team, you do not need prior ISO or merchant services experience to get started.
Sales agents earn monthly residual commissions on active merchant accounts they refer or close. Referral partners earn when a qualified introduction becomes a client, with one-time or recurring payout structures depending on the arrangement. There are no quotas and no cost to apply.
Croft Business Solutions handles underwriting coordination, pricing, POS fulfillment, merchant onboarding, and ongoing support through our partnership with Omega Bank Card Services. Partners focus on relationships, identifying businesses that overpay on processing and connecting them with Croft.
Yes. The Croft partner program is open nationwide. You can refer merchants in your local market anywhere in the United States while Croft and Omega Bank Card Services deliver processing, POS programs, and support. Hands-on local Croft support is strongest on the Gulf Coast and North Georgia.
Approved sales agents and ISO partners sign in through the Omega Bank Card CRM portal linked from our Merchant & Agent Login page, where you can also access training resources and agent tools.
Croft recruits sales agents and referral partners in major metros and state capitals nationwide. Select your city to learn how the program works in your market.
Apply now to become a sales agent or referral partner. We'll get you set up fast, with real support, real tools, and commissions that compound over time. Free to join. No quotas.
