Fund your business with Clover Capital
Clover Capital is an easy way to access the funds you need, turning your future credit and debit card sales into working capital geared to help your business grow. Our goal is to provide your business the funds to use on anything you need.
Clover Capital is not a loan. It's an advance of funds based on your future sales.
Fast, flexible financing for your business
Quick and convenient funding based on your processing history, with repayment that flexes with your sales.
Fast funding
Get approved in 1–2 business days. Receive funding 2–3 business days later.
Automated payments
Pay automatically through your processing. Pay more when your sales are strong; less if sales slow down.
No credit impact
No impact to your credit score. No hard credit pull.
No personal impact
No personal guarantee.
How to qualify
Based on your recent processing history, we will determine the funds you may be eligible to receive in Clover Capital funding. Applying does not affect your credit score.
- Business must be at least 6 months old
- Minimum processing volume of $1,000/month for 3 months
- Based on your recent Clover processing history
- Additional qualifications and terms apply
Already processing with Clover through Croft? Watch for an email invitation or log into your Clover Dashboard to see if you are pre-qualified. Not on Clover yet? Start with Clover POS and build processing history to become eligible.
Put funding to work in your business
Use Clover Capital on anything your business needs to grow.
Increase inventory
Restock popular items to meet your growing demand.
Upgrade equipment
Get the hardware and equipment you need to streamline your space and operations.
Hire more employees
Staff up and invest in the people who'll help take your venture to the next level.
Amplify your marketing
Reach a larger audience with smart, creative marketing initiatives.
From application to funding
Five simple steps, most handled inside your Clover Dashboard.
- 1
Apply
If you are eligible, you will receive an email offer. Log into the Clover Dashboard to view the pre-filled application.
- 2
Choose best offer
Review available funding amounts and terms, then select the option that fits your business.
- 3
Get funded
Once approved, funds are deposited to your business account, typically within a few business days.
- 4
Enjoy automated payment
A percentage of your daily card sales is set aside automatically. Repayment flexes with your volume.
- 5
Repeat
After you establish history, applying for additional capital is even easier.
Clover Capital on your dashboard
Watch for an email invitation from Clover, or log into your Clover Dashboard to see if you might already be pre-qualified. Croft merchants processing on Clover can access offers directly from the dashboard.
Ready to grow your business?
Process with Croft on Clover to build eligibility for Clover Capital, plus transparent pricing and hands-on support.
Frequently asked questions
Am I eligible for Clover Capital?
When will I receive my funds?
Will applying for Clover Capital affect my credit?
What is my interest rate?
How do I make payments?
Is Clover Capital a loan?
Clover Capital is offered by Clover and subject to their terms and conditions. Croft Business Solutions helps merchants get set up on Clover processing; funding offers appear in your Clover Dashboard when eligible.