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Business funding · Fundomate partner

Working capital powered by Fundomate

Croft partners with Fundomate to offer fast working capital, merchant cash advances, and term loans — without the bank runaround.

Happy small business cafe owner at her shop entrance

$500,000+

Funding available

24 hours

Typical approval window

0

Hard credit pulls to apply

You'll complete a secure application on Fundomate's Croft-branded portal. Checking your options does not require a hard credit pull.

Why Fundomate

Fast, flexible funding for real businesses

Fundomate specializes in revenue-based financing for merchants who need capital faster than a bank can move — with working capital loans, merchant cash advances, and term loans and terms up to 18 months.

No credit impact to apply

Checking your options on the Fundomate portal does not require a hard credit pull.

Same-day decisions

Fundomate’s automated underwriting can return offers within hours — many businesses hear back the same day.

Flexible repayment

Repayment is tied to your sales volume — pay more when business is strong, less when it slows.

Multiple offer types

Get matched with working capital, merchant cash advances, or term loans — review terms before you accept.

Put capital to work

Use funds where your business needs them

Inventory, payroll, equipment, marketing — you decide how to grow.

Stock up on inventory

Buy ahead of busy seasons and keep shelves full without draining cash reserves.

Upgrade equipment

Replace aging tools, add a second register, or invest in kitchen or shop upgrades.

Cover payroll & hiring

Bridge a slow week, bring on seasonal staff, or invest in the people who run your business.

Fuel marketing

Launch campaigns, refresh signage, or fund promotions that drive new customers.

Qualifications

Simple requirements, straightforward process

Most owners complete the Fundomate application in a few minutes. Final approval depends on your business profile and Fundomate's underwriting criteria.

  • At least 3 months in business with regular revenue
  • Roughly $10,000+ average monthly gross revenue
  • Active U.S. business bank account for deposits
  • A few minutes to complete the secure Fundomate application

Funding offers are underwritten and serviced by Fundomate. Croft is your local guide for questions before, during, and after you apply — we are not a lender.

Entrepreneur presenting a growth plan to a team
How it works

From application to deposit

Three steps on Croft's Fundomate portal — most of the work is just telling us about your business.

  1. 1

    Apply in minutes

    Start on Croft's secure Fundomate portal. Share basic business details — no hard credit pull and no stacks of paperwork.

  2. 2

    Review real offers

    Fundomate matches you with funding options you can actually accept — working capital, MCAs, or term loans — often the same day.

  3. 3

    Receive funds fast

    Once you accept, deposits can arrive within 24 hours. Repayment flexes with daily or weekly sales.

Apply with Fundomate

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Fundomate · 500+ reviews

Pick your path

Two ways to fund your business

Not sure which program fits? Start with Fundomate through Croft, or explore Clover Capital if you already process on Clover.

Fundomate · This page

Business loans & funding

Open online application through Fundomateworking capital loans, merchant cash advances, and term loans. Best if you want a fast, credit-safe path without needing a Clover invite.

  • Up to $500,000+ available
  • No hard credit pull to check options
  • Funds in as little as 24 hours
Apply with Fundomate
Clover merchants

Clover Capital

Merchant cash advance based on your Clover card sales. Offers appear in your Clover Dashboard when eligible.

  • Based on Clover processing history
  • Repayment flexes with daily sales
  • No personal guarantee
Explore Clover Capital
Croft + Fundomate

Local support, proven funding technology

We're your partner before, during, and after you apply — with processing through Omega Bank Card Services, funding through Fundomate, and growth tools under one roof.

Local Croft support

Talk to people who know small business — not a faceless portal. We help you navigate the process.

Built for speed

Fundomate automates underwriting so you skip bank timelines and get from application to funded in as little as a day.

Trusted funding partner

Fundomate has funded $500M+ in business capital and partners with ISOs like Croft nationwide.

Clear disclosures

See terms before you commit. Croft connects you; Fundomate sets offer details and services your account.

Payment processing and POS programs are delivered through our partnership with Omega Bank Card Services, with Croft as your local team from quote to go-live.

Ready to fuel your growth?

Apply through Fundomate today — approvals in as little as 24 hours. No hard credit check. No bank delays.

Frequently asked questions

What is Fundomate?
Fundomate is a fintech company founded in 2015 that provides automated business financing — including merchant cash advances, working capital loans, and term loans — to small and midsize businesses. Croft is an authorized partner; you apply through our branded Fundomate portal and work with Croft for local support.
Will applying affect my credit score?
Applying through our secure Fundomate portal does not require a hard credit pull to check your options. Specific terms depend on the offer you receive and accept.
How quickly can I get funded?
Many businesses receive approval the same day they apply. After you accept an offer, Fundomate typically deposits funds within 24 hours, subject to underwriting and your bank.
How much can I qualify for?
Fundomate offers funding up to $500,000 with repayment terms up to 18 months. Your amount depends on revenue history, time in business, and other underwriting criteria.
What can I use the funds for?
Working capital is meant for business purposes — inventory, equipment, payroll, marketing, renovations, or other operational needs. Use it where your business needs it most.
How does repayment work?
Most Fundomate offers use a percentage of daily or weekly card sales, so payments flex with your revenue. Term loans may use fixed schedules. The exact structure is disclosed when you review your offer before accepting.
Is Croft the lender?
No. Croft Business Solutions connects you to funding through Fundomate. Croft is not a lender; offers, rates, and eligibility are determined by Fundomate.
How is this different from Clover Capital?
Fundomate funding through Croft is open to a broad range of merchants via our online application. Clover Capital is a separate program for qualified Clover merchants, with offers inside the Clover Dashboard. If you process on Clover, you may qualify for both — compare what fits your situation.

Funding offers, rates, terms, and eligibility are determined by Fundomate. Croft Business Solutions is not a lender and does not make credit decisions.